Speech – Financial Counselling Australia Conference – Adelaide

**Check against delivery** Acknowledgements His Excellency the Honourable Hieu Van Le, Governor of South Australia Carmel Franklin, Chair Financial Counselling Australia Fiona Guthrie, CEO of Financial Counselling Australia Delia Rickard, Deputy Chair of the ACCC Peter Kell, Deputy Chair of ASIC Commonwealth Ombudsman, Colin Neave State and Territory Financial Counselling association presidents Financial counsellors from…